Bank of America · Entry
Everything you need to know about airport lounge access with the Bank of America Premium Rewards Card, including which lounges you can enter, guest policies, and whether the $95/year fee is worth it for lounge access alone.
Bank of America
Bank of America Premium Rewards Card
$95/yr
Annual Fee
0+
Lounges
0
Airports
Quick answer: The Bank of America Premium Rewards Card ($95/year) provides access to 0+ airport lounges through its lounge program. Guest policy: no lounge access. You need approximately 2 lounge visits per year to break even on the annual fee from lounge access value alone.
Here is the complete breakdown of lounge access included with the Bank of America Premium Rewards Card. Your card grants entry through 0 lounge networks.
The Bank of America Premium Rewards Card does not include lounge access. Consider pairing it with a separate Priority Pass membership or upgrading to a card with lounge benefits.
Here is the math on whether the Bank of America Premium Rewards Card's $95 annual fee is justified by lounge access alone.
$95
Annual Fee
$50
Avg. Day Pass Cost
2
Visits to Break Even
Bottom line: If you visit airport lounges 2+ times per year (averaging $50 per day pass saved), the Bank of America Premium Rewards Card pays for itself through lounge access alone. This makes the card ideal for moderate (5-10 trips/year) travelers. When you factor in other benefits like 2x on travel and dining and $100 airline incidentals credit, the threshold for the card being worthwhile drops significantly.
| Trips/Year | Day Pass Cost | Bank of America Premium Rewards Card | Savings |
|---|---|---|---|
| 4 trips | $200 | $95 | +$105 |
| 8 trips | $400 | $95 | +$305 |
| 12 trips | $600 | $95 | +$505 |
| 20 trips | $1000 | $95 | +$905 |
See how the Bank of America Premium Rewards Card compares to other cards with airport lounge access in the same tier.
| Card | Annual Fee | Lounges | Guest Policy | Networks |
|---|---|---|---|---|
| Bank of America Premium Rewards Card | $95 | 0+ | No lounge access | |
| Priority Pass Standard | $99 | 1,500+ | $35 per guest per visit | Priority Pass |
| DragonPass Standard Membership | $0 | 1,300+ | Pay per visit ($32+) | DragonPass |
Step-by-step instructions for accessing airport lounges with your Bank of America Premium Rewards Card.
After receiving your Bank of America Premium Rewards Card, enroll in the lounge program through your online account or mobile app. For Priority Pass, you will receive a separate membership card or can use the Priority Pass app.
Use LoungeScout or the Priority Pass app to find participating lounges at your departure airport. Check terminal location, hours of operation, and any access restrictions before heading to the lounge.
At the lounge reception, present your Bank of America Premium Rewards Card (physical card), your lounge membership card or app, and your boarding pass for a departing flight. Staff will verify your eligibility and check you in.
If you are bringing guests (no lounge access), inform the reception desk. Guest fees, if any, are typically charged to your card automatically.
The Bank of America Premium Rewards Card provides access to 0+ airport lounges worldwide through . Coverage includes lounges at 0 airports across multiple countries and continents.
No, the Bank of America Premium Rewards Card does not include Priority Pass membership. It provides lounge access through .
Guest policy for the Bank of America Premium Rewards Card: No lounge access. Guest availability may be subject to capacity limits at individual lounges.
At $95 per year, you would need approximately 2 lounge visits (at an average value of $50 per visit) to break even on the annual fee from lounge access alone. Many cardholders find the card worthwhile when factoring in other benefits like 2x on travel and dining and $100 airline incidentals credit.
Bank of America Premium Rewards Card holders can access lounges at 0 airports in our database, including major hubs like .